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Financial Strength Ratings A+ (Superior), All insurers licensed by The Better Business Bureau to provide non-traditional financial products have superior financial strength ratings from at least two of the major rating agencies. Renaissance Life Insurance Company of America, based in Lansing, Michigan, is an insurance company that offers a wide range of insurance products such as term life, whole life, universal life and critical illness insurance. The company was founded by Dr. Leo K. Helmuth, who was an entrepreneur and researcher experienced with raising money for start-ups and later for large corporations. He believed that life could be inexpensively insured. The insurance company has gone through some dramatic expansion processes. It now has over one hundred underwriters and many more underwriters around the United States.The company has branches in all the states of the good United States of America except for Wisconsin. This company does not exclusively insure against fire and earthquake. It also offers its customers additional services including medical benefit benefits, disability income protection, health and dental benefit plans, life & health insurance company of America and car insurance. The automobile insurance plan of America that is offered by the life & health insurance company of America is the best auto insurance plan that is available in the market.In this article we will take a detailed look at the various types of insurance plans and their specific features and benefits offered by the life & health insurance company of America. The insurance company provides its customers with various types of insurance plans including the following: Individual Wealth Protection Plan, which offers protection against financial loss resulting from unexpected accidents or death, and the Standard Wealth Protection Plan, which offers protection against financial loss resulting from unexpected accidents or death, and also covers the expenses incurred as a result of a major disaster or loss due to theft, vandalism, loss of work and other accidents, as well as against loss or damage due to natural disasters. The Standard Wealth Protection Plan is intended for people who are over eighteen years old and who do not have a savings account or any dependents.The term individual wealth protection plan means that the policy purchased by an individual consists of an insurance policy, a policy on cash surrender value of the policy and investment options. This plan offers the highest level of protection for families and individuals. On the other hand, the term life & health insurance company of America have a plan that is suitable for employers and is meant to provide coverage for employees. However, this plan also includes options that are suitable for self-employed individuals and groups.The life & health insurance company of America offer several options for individual needs. For Insureinfoq , the Standard Option allows the insured to choose between a cash surrender value of the policy and investments. In addition to this, the insured may also choose between two different investment options. One of these options is called the Preferred Provider Network and another is called the In-Network Provider Network.Another option provided by the life & health insurance company of America is the Custom Option. Under this category, the insured can choose between a policy that provides coverage only for the first year, a policy that provides coverage throughout the insured's lifetime and finally, a policy that offers a combination of both services. This policy provides a number of benefits that are tailored according to the age and health of the individual. Furthermore, the insured may also choose between different options that affect the premiums such as increasing the deductible or decreasing the benefit. This option may be selected according to the financial situation of an individual.The Renaissance Life & Health Insurance Company of America is also providing policies for individuals who belong to independent organizations such as corporations, foundations and volunteer organizations. These companies offer policies with flexible terms and conditions. However, the terms and conditions may vary depending on the type of plan selected by an individual. For example, a group plan may have slightly higher premiums compared to an individual policy. In addition, one of the most popular life assurance plans offered by Renaissance Life & Health Insurance Company of America is the Individual Health Care Plan. Unlike some of the other plans offered by this company, the Individual Health Care Plan allows a person to choose a specific doctor and a specific plan.This company has been providing its clients with a range of options since its inception. The goals of this company are not based solely on making profits but on making the lives of its customers more comfortable. This company believes that it is its responsibility to provide its insured individuals with services that are in tune with their individual needs. Moreover, this company strives to work closely with its customers and their physicians. This way, both parties benefit from the plans provided by Renaissance Life & Health Insurance Company of America. It is important to remember that different people have different needs, and the needs of each person depend greatly on the kind of insurance policy bought by the insured.