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Appendectomy costs can be prohibitive if you don't have health insurance. You may think that you are doing the right thing and taking a stand against waste, when in reality you are putting yourself in a position that could have adverse financial consequences for you and your family. The decision to get an appendectomy should not be taken lightly. There are several things you need to consider before accepting the procedure. It is important to know the truth about what the procedure costs and what your options are if you can't afford the surgery.Even if you are insured, there are ways to reduce the bill. Some insurance companies will provide payment discounts for having children. If your family has had children, you may qualify for a larger deduction through your insurance company. If you are an active member of a fitness program or similar group, check with your plan's administrators about discounts you may qualify for. Some plans have restrictions on who qualifies for them.If you don't have insurance, you may still be able to afford the procedure. Talk with the surgeon about the costs involved with the surgery, including any post-op appointments and follow up work that is required. Be aware that there can be a long wait time before you start feeling back to normal and moving around again. You might find that your insurance provider will cover the cost of the appendectomy, but you could wind up paying a portion of the remainder out of your own pocket.Consider having your surgery abroad if it is affordable. In some cases, surgery is performed completely in foreign hospitals where doctor and hospital services are inexpensive. Others require that you stay overnight at a hospital that is located overseas. When you go overseas, you must pay for your own transportation to and from the country in which you will be undergoing surgery.Consider getting several different quotes when you are looking into appendectomy cost without insurance. Having multiple quotes allows you to compare the prices side by side. Each company will look differently at what you are paying for. This gives you an accurate idea of what you really are looking at. You will be able to spot companies that are overcharging and those that are really giving you a deal. You do not want to sign up for surgery without knowing what the total cost will end up being. egginsurance have websites that are available to provide you with quotes. Contact your insurance provider to get all of the information you need. Keep in mind that some policies are only temporary while others will last a long while. You should check out the details of the plan and whether or not it covers surgeries that will be performed after the policy expires. If you already have health insurance, make sure you get a copy of it.If you decide to pay cash for your surgery, you should not take the first offer you are given. Insurance plans work very similar to loan plans in that there is the risk of not being able to pay for the premiums. If you are offered a plan that seems too good to be true, you should pay attention to how much it will cost you. If the initial premium seems cheap, there is a good chance it will not last long.It takes a little bit of time to find the best insurance policy for your needs. However, you will be glad you took the time to shop around. Your final decision may come down to whether or not you wish to pay for your appendectomy cost with money that you save on premiums or with money that comes right out of your paycheck. No matter which option you choose, you will be happy that you searched for new and improved insurance options.