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Greek locks, nevertheless, had been generally considered as unsecure. It was the Romans who improved upon Greek and Egyptian locks by introducing metals as their major material. Along with providing better energy, Roman locks have been much smaller and keys could possibly be worn in pockets or across the neck. Banking has since developed as a result of trade and commerce which, in turn, created wealth that required secure places for storage. Given the financial obligations of banks and the event of their relationship with rich clients, these financial establishments became the pure storage house for the valuables of their clients. The historical past of safekeeping by banks is greatest documented in the United States. The first American commercial financial institution, the Bank of North America, was founded in 1782, shortly adopted by the Bank of new York and the Bank of Massachusetts. None of these banks had been then involved in safekeeping since commerce was nonetheless transacted via barter and very little wealth was monetised or capable of storage.

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